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olafsson.pdf

...Credit Smoothing Sean Hundtofte∗ , Arna Olafsson† , and Michaela Pagel‡ September 16, 2018 Abstract Standard economic theory suggests that high-interest, unsecured, short-term borrowing, e.g., via credit cards, helps individuals smooth consumption in the event of transitory income shoc...

differentiation-instructor-handbook.pdf

...learn languages differently? Is it fair to teach them differently? 2. Is there such...

summary-full.pdf

...with learning disabilities • Fair and unfair treatment with regards to making...

clinical-pharmacists-in-general-practice-pilot-scheme-full-report.pdf

...to our way of thinking it would be fair to say within the last 18 months however nobody...

cpgp-final-report-full-submitted.docx

...to our way of thinking it would be fair to say within the last 18 months however nobody...

borchert-pgrconf07.pdf

...Preferential Trade, Sunk Costs, and the Path-Dependent Expansion of Exports Ingo Borchert ∗ Draft version as of March 5, 2007 Abstract. In the presence of sunk costs to exporting, preferential tariff liberalization may have a prolonged, dynamic effect on the pattern of a beneficiary country...

kamata-pgrconf07.pdf

...Explaining Export Varieties: The Unexplored Role of Comparative Advantage∗ Isao Kamata Department of Economics University of Michigan Na Yang Department of Economics Michigan State University (PRELIMINARY DRAFT) March 5, 2007 Abstract In this paper we examine how factor propor...

pharmacy-journal-aug-oct-2016.pdf

...The School of Pharmacy Journal August 2016-October 2016 Foreword Welcome to our latest edition of the School of Pharmacy Journal, a collection of publications and press releases from August to October 2016. These three months have seen how the School has continued to progress the broad spec...

gehring.pdf

...External threat, group identity, and support for common policies - The effect of the Russian invasion in Ukraine on European Union identity Kai Gehring∗ January 16, 2020 Abstract A major theory from social psychology claims that external threats can strengthen group identities and cooperati...

q33125-kirstie-de-lusignan.pdf

...INNERVATE Leading student work in English studies, Volume 10 (2017-2018), pp. 72-78 An exploration of narrative perspective in relation to the protagonist’s descent into madness in The Yellow Wallpaper by Charlotte Perkins Gilman Kirstie De Lusignan The Yellow Wallpaper by Charlotte Perkins G...