Professor John Gathergood

Modern financial and business services, in particular understanding consumer behaviour in financial markets, including consumer use of retail savings and debt products (such as Klarna and other buy now, pay later schemes) and financial regulation of these markets. Data analytics, including application of frontier methods in artificial intelligence and machine learning. Policy design and evaluation, including statutory processes.

 John has advised the Bank of England; Competition and Markets Authority; Department for Business, Enterprise, Innovation and Skills; Financial Conduct Authority; Her Majesty's Treasury; and the Open Banking Implementation Entity. He has conducted research in partnership with Argus Analytics, Barclays Stockbroking, Experian, Lloyds Banking Group, National Employee Savings Trust, Natwest Markets and Rightmove. He has also undertaken pro bono advisory work for the third sector including the Money Advice Trust and Stepchange debt advice charities. Much of his research involves collaboration with firms and policymakers on research useful for both knowledge and practice.

John led a team of experts to create a new Index of Covd-19 Economic Impact which ranks local authorities by the severity of the economic impacts of Covid-19 in real-time, to enable them to pinpoint the UK’s local authorities most in need of the UK government’s £4.8 billion Levelling Up Fund. Read more here: https://www.nottingham.ac.uk/news/economists-pinpoint-uk-local-authorities-greatest-need-post-covid